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Articles on COIs, without the jargon

Short explainers for the office that has to chase certificates. Full articles will land here as they are written.

  • What a certificate of insurance actually tells you

    How to read an ACORD 25 without treating it as proof that a policy still exists.

    Coming soon

  • Why missing COIs show up on your premium audit

    What insurers look for, and how gaps in sub coverage become extra premium.

    Coming soon

  • Additional insured, waiver, and primary wording in plain English

    The three endorsement flags most GCs ask for, and how they appear on a certificate.

    Coming soon

Need a spreadsheet instead? Download the tracking template.