Sub Certs · Standard subcontractor requirement template
Plain-English starting point. Change any limit in the product.

Certificate holder: your company's legal name (exact or contains).
Additional insured wording: your company, its officers and employees.

General liability
- Required
- Each occurrence: $1,000,000
- General aggregate: $2,000,000
- Additional insured: required
- Waiver of subrogation: required
- Primary and non-contributory: required

Automobile liability
- Required
- Combined single limit: $1,000,000

Umbrella / excess
- Not required

Workers' compensation
- Required
- Employer's liability: $500,000 each
- Waiver of subrogation: required